Make Costs Del Sol your Holiday Destination in 2020

The best memories we have in life are of holidays we have experienced. Holidays are times when we clear our schedule and focus our time on having fun, relaxing, bonding with friends and family and creating memories that last a lifetime. For this reason, it is essential to choose a holiday location that can help you achieve the ultimate holiday experience. One of the best holiday locations for 2020 is Costa del Sol.

Where is Costa del Sol?

Costa del sol is situated in the southern region of Spain. It is in between Costa de la Luz and Costa Tropical and along the coastline of Malaga. The area has beautiful landscapes, luxurious beaches, amazing traditional foods, and a lot of customs and traditions. One of the top places to visit in Costa Del Sol is Busta Vista Hills.

Buena Vista Hills

Buena Vista Hills is a development project in Costa Del Sol with turnkey villas situated in an exclusive community called Urbanizacion Buena Vista. As the name suggests, the villas are built on an elevated area above the Higueron Resort. Buena Vista Hills has ten villas, all of which are breath-taking with an excellent view of the sea and mountains.

What to Expect from Costa Del Sol as a Holiday Destination

Quality- The region features the best restaurants, recreational venues, and hotels in terms of quality, architecture, and comfort.

Views- The beautiful location of Costa Del Sol, the hills, mountains, infrastructure, amenities, architecture, beaches, and the sea are a sight to remember.

Accessibility- Costa Del Sol is easily accessible through the International Airport located in its vicinity. It is also easy to access cities like Malaga, Marbella, and Benalmadena from the Buena Vista Hills. You can also easily access social amenities like restaurants, laundry mats, pharmacies, clubs, hotels, resorts, and beaches. With all these amenities you will have an incredible time.

Standards- The exclusive community is the definition of luxury. From its contemporary architecture to its creative designs and chill location, there is no better definition of luxurious.

Privacy- If you are on holiday and want a private experience, Costa Del Sol is the way to go. The city is home to hotels and resorts that are keen on privacy as well as secluded beaches.

Weather- Costa del sol is “the cost of the sun.” It has beautiful warm weather for swimming and relaxing as it should be during a vacation. The fact that the weather is pretty much warm all year long makes it the perfect holiday location at any time of the year. Statistics indicate that more than two million tourists visit the region every year, especially for the climate and experience that it has to offer.

Meals- One of the best parts of a holiday is experiencing new cuisines. Costa Del Sol offers the best of Spanish Cuisines.

Take Away

When you visit Costa Del Sol, be sure to make a stop at the Buena Vista Hills and experience all that the gated community has to offer.

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If you would like to buy property in Spain, you can get a mortgage whether you are a citizen or not. Non-citizens take slightly over 6.5% of all mortgages each year. The rates for non-citizens are a little higher than those of the citizens and, in most cases, only get loans up to 60% of the property values. Citizens can get up to 80% of the property’s value, a whopping 20 percent difference. Many local and international banks accept mortgage requests from non-citizens, but each has a different application procedure.

Nevertheless, Spain is one of the best countries to take a mortgage. Here are the reasons why.

There is a Golden Visa for Large Investors

If you are a non-citizen and have at least €500,000 to spend on real estate, you can receive the golden visa. The visa allows you to reside in Spain and travel across the EU. However, it does not allow you to work or enjoy state benefits.

There are No Setup Costs

In June 2019, the Spanish law changed to lay the burden of paying setup costs on banks. Banks assume such costs as notary fees, stamp duty and registration fees. However, you may have to pay a valuation fee, which is fixed at between €300 and €500. There is also an arrangement fee, which is usually 1% to 1.5% of the total loan amount.

Low-Interest Rates

Spanish mortgages have some of the lowest interest rates in Europe. However, due to the low rates and few costs, banks are quite meticulous when accepting mortgage requests and, in most cases, finance less than 70% of the property value.

You Can Pay with Your Home Currency

If you are in a non-EU country, you can pay your loan in the currency of your home country. There are various currency options available to non-citizens. It saves you from fluctuations in exchange rates. Check the available options when signing your loan.

Steps when Applying for a Mortgage

Here are steps to take when applying for a mortgage in Spain as a foreigner.

Submit Documents

You will need to submit documents that show your identity, income and debts. Banks will also want to ascertain the amount of tax you pay each year. These documents include bank statements and tax returns.

Get a Pre-offer

After the bank analyses your documents, it will make the first offer. You can negotiate for better rates or get counteroffers from other banks. Always carry the initial offer when looking for offers in other banks. It helps in bargaining.

Open a Bank Account in Spain

After getting an offer, you need to open an account in Spain. You will be wiring your repayments via this account each month.

Accept and Agree with the Offer

Look at the amounts and terms of different offers and choose the best. Remember that a mortgage is a long-term loan. Therefore, take your time when choosing one so that you can get the best terms.

Final Steps

Once you have accepted the offer, you need to sign the necessary papers to receive your cash. The documents must also be notarized. You can also give a lawyer a power of attorney to act on your behalf if you are not in Spain. The lender will require you to get insurance cover against disasters such as fires once you have paid for the property.

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Are you fully prepared for your retirement? Costa del Sol is the perfect spot to settle down and enjoy your retirement. It’s a place where you can have peace of mind and has it all you can ask for during your retirement.
Besides the luxurious Buena Vista hills Villas, you will have thrilling adventures in the outdoor setting. Here are various unique features that make Costa del Sol the best area to retire.

1. Favorable Climate

The weather is generally sunny all year round, about 300 days of it. The spectacular sunset, the cool breeze, sets a different tone.
You wouldn’t want to be indoors watching your favorite show on TV while the best show is outside. You will also spend some time in the sun, which has many health benefits, including increasing your vitamin D levels.
The weather is conducive to many sporting and leisure activities like trekking, hiking, swimming, golfing, and walking.

2. High standard of health care services

Costa del Sol is renown across the globe for the high standard health care services offered in both private and public hospitals. Spain is actually ranked 6th best health destination in the world by OECD, and that speaks volumes.
If you need regular medical checkups, the hospitals are accessible and have advanced technologies to help with any diagnosis. Costa del Sol medical professionals offer high-quality services to all patients.
Moreover, there are many elderly home care centers where you can join a program to relate and connect with other retirees.

3. Low Cost of Living

You don’t need the fortune to live comfortably in Costa del sol. The cost of living in the second-lowest in western Europe and this means that it’s lower than developed countries like the US, UK.
If you are planning to retire, Costa del Sol provides housing options within your budget. There are numerous luxurious homes sold at affordable prices as compared to other parts of the world.
Moreover, there are different types of rentals with different designs for you to choose the one that fits your expectations. You will save a lot of money when buying or renting a home in Costa del Sol.

4. Beaches and nature surroundings

In Costa del Sol, there are wide sandy beaches stretching miles across this area. Moreover, there are pebble bays for you to relax and enjoy the view.
Typical beaches are found in Maro and Carvajal, where you can sunbathe and later take a swim in the ocean.
Additionally, the local authorities also insist on a clean environment to reduce pollution. Thus, you will enjoy the fresh air and clean surroundings at all times.

5. Language

If you are worried about language barriers, then don’t. It’s mostly Spanish, but you will get along with English just as easy.

Bottom Line

During retirement, you will not have to worry about passing the time or being bored while in Costa del Sol. This place has it all. This place has it all you can ask for during retirement ranging from having quality life to having fun.

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Buena Vista Hills is the next big thing in the property market in this sides of Andalucia. Developments in this location enjoy panoramic views of the mountain and sea plus proximity to some of the most essential amenities especially the El Higueron commercial area, and it is just approximately 15 minute drive to the Malaga International Airport. This makes this location prime for any new development and it would only be smart of you to consider having a slice of the cake.

There are a number of new development projects ongoing that you could consider investing it before they run out. Click here to check out some of the new development projects set for this prime Malaga location.

There are a number of advantages that would accrue to you by considering to buy into some of these projects. The following are some of the key advantages that you should not consider foregoing.

1. It gives you the ability to attain great capital growth

Buying a new development early gives you the chance to benefit from the potential increase in house charges. This is because the value you get while buying a development off-plan is not the same as buying a fully developed property. The value of a new development is often discounted and as such you it gives you the chance to see you grow your capital in the long run.

2. You enjoy purchase prices below market value

Choosing to invest in an off-plan property is that you will secure yourself a property a property with a purchase below the market value. The significantly lower prices are often attributed to developers looking to sell as many units as possible before the property come to their completion. Be sure to get in touch directly with the Buena Vista Hills developers to help you negotiate for the best discounts.

3. You can sell your property at a profit before completion

Property always appreciates in value. If you acquire a property in Buena Vista Hills and choose to sell it off even before its due completion, there are chances that you are going to achieve some significant profits nonetheless. This also contributes to your capital growth. However, to attain significant profit margins, a little patience to let the property come to completion then let it to tenants will allow you collect regular rental income to boost your earnings.

4. You can spread the payments

Most developers give their clients the chance to make staged payments. Such payment schedules help you spread your payments instead of making one-off large deposits that could potentially cause financial strain on your side. This is a more favourable option for your bank allowing you to conduct your other business without feeling the strain.

5. You enjoy a greater breathing space

Buying into a new development gives you a lot of time to put your affairs in your order. You don’t need to rush through the paperwork and find yourself skipping out on some important details. Purchasing a property involves a lot of paper work and buying a new development will give you ample time to work through all of them.

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For those who want the best of the many attractions that Spain has to offer, Buena Vista Hills provides the perfect location! Situated just north of Fuengirola on the Costa del Sol in Southern Spain, the resort provides a peaceful environment but with easy access to many beautiful coastal resorts and an array of delights from sophisticated shopping to fine dining and skiing in winter.

Encompassing not only amazing sea and mountain panoramas, the area is also rich in Spanish history with castles and fortresses to explore. There is ample fun for the whole family with excellent golf facilities, boat trips to spot dolphins, water parks, street markets and cable cars in Benalmadena.

ANDALUSIAN ESCAPE

Located in the province of Málaga and rich in Andalusian scenery and history, the Buena Vista Hills resort offers a secluded and exclusive living experience. When not enjoying the breathtaking sea and mountain views of Marbella, Gibraltar and the coast of Africa there are a whole host of leisure activities to tempt:

Beaches: with the coast only ten minutes away you can access some of the top beaches in the Mediterranean and experience the many attractions of Fuengirola and Benalmadena as well as the culture and nightlife that these top resorts have to offer.

Shopping: As well as a relaxing day admiring the luxury yachts in the marina you can enjoy a range of designer shops at Puerto Banús. With names such as Louis Vuitton, La Perla, Armani, Gucci and many others, the area is a haven for some serious retail therapy. Near to the resort you can also find Altos del Higuerón, another shopping area with all the necessary amenities such as supermarkets, shops, restaurants and pharmacy.

Skiing: for those who love the challenge of the piste, the Sierra Nevada is home to one of the top ski resorts in the region with opportunities for those of all levels to enjoy the spectacular mountain scenery.

LOCATION

The Buena Vista Hills resort really does have something to suit everyone and that includes trips out to other major cities and towns in the area, such as Marbella and Mijas. So whether you fancy a lazy day by the pool or beach, or want to hit the shops and enjoy a range of shopping options and international cuisine as well as soaking up the views, history and culture of this stunning country, you will certainly be in the right location.

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